Attention homeowners in Beaufort and Beaufort County: Need an appraisal?

The top 7 reasons why South Carolina homeowners call on Beaufort Appraisal:

  1. Get a pre-listing appraisal (whether they're selling the home on their own or using an agent)
  2. Challenge a property tax assessment
  3. Remove PMI to lower your mortgage payment
  4. To reinstate their Home Equity Line of Credit (or HELOC)
  5. Verify a different appraiser's report
  6. If real estate needs to be divided because of a divorce
  7. Settle an estate in South Carolina by determining the true market value of a property
Do you own a home in or near Beaufort? Do you need help determining the value of your real estate? Contact Beaufort Appraisal.

At Beaufort Appraisal, we understand the unique needs of a homeowner seeking appraisal services. Our regular business clients are used to the appraisal process and the usual documents we provide. Being a person not in the real estate industry that ordinarily doesn't look at appraisals every day, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we report our findings.

For Sale by Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Beaufort Appraisal, are objective. We'll tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your house will attract many interested buyers. The appraisal is something tangible to show the buyer. It's an independent third party's opinion of your house's value, and not just you saying how much you think your house is worth. Potential buyers assume that you have an emotional attachment to your home and will be far more likely to give credibility to a qualified appraiser's value opinion than yours.

Challenge Tax Assessment

Let's say your house is not appreciating as much as other homes close by -- your local tax assessor may have your home overvalued. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. Getting an appraisal from Beaufort Appraisal is your number one weapon when challenging your property tax assessment.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) eliminated from your mortgage loan is a fashionable money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI canceled from your loan. At Beaufort Appraisal, we're experienced in helping customers just like you do away with unwanted PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender might just choose to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can be inopportune from a cash flow viewpoint, and destructive to your credit score since it may appear as though that credit line is maxed out. Beaufort Appraisal can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you like a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you desire an expert to double-check your appraisal for preciseness? Beaufort Appraisal offers field reviews where we go out and check the subject and comparables. Or, if you need it ASAP, we can provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.

We can also provide you with a retrospective review of any appraisal you may have in your possession. Even though most review work is requested by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are wise to invest in a second opinion.